Earn and interest investors
Daily interest, fixed-term and loyalty rewards add up to hundreds of small income events that calculators routinely misvalue or miss.
Nexo crypto tax
Crypto Tax Accountants for Nexo Users
HMRC-ready reports from specialists who understand how Nexo actually works.
Earn interest, crypto-backed loans, liquidations, the Nexo Card and Nexo Pro all need careful treatment. We reconcile them properly and deliver a tax position you can file with confidence — priced from £250.
Human-prepared and clearly explained, ready for UK Self Assessment.
HMRC-ready reports
Nexo Earn, loans and card covered
From £250 with clear pricing
Nexo reconciliation specialists
EY-trained founder
Earn, loans, liquidations and card
Handles Nexo Pro exports
Built for UK Self Assessment
Who this is for
Built for Real Nexo Activity
Nexo combines Earn, borrowing, a spending card and Pro trading in one account. That mix is exactly where generic calculators break down. If your Nexo history has more than a handful of simple trades, we turn it into a tax position you can actually file.
Borrowers using crypto-backed loans
Loan drawdowns, repayments and forced or manual liquidations need careful treatment so you are not taxed on the wrong events.
Nexo Card spenders
Everyday card spending disposes of crypto each time. Left unreconciled, the transit fiat legs quietly distort your balances.
Nexo Pro and mixed activity
Separate Nexo Pro trade history, multiple wrapped assets and other venues that no longer fit into a single import.
Why Nexo is different
The Nexo Details We Get Right
Nexo's exports look tidy but hide several traps that quietly distort gains, income and balances. These are the ones we handle as a matter of routine.
Earn interest as income
Interest, fixed-term and loyalty rewards are income, valued in GBP on the day received — not capital. We separate them correctly.
Loans and drawdowns
Drawing a crypto-backed loan is generally not a disposal. We treat drawdowns and repayments properly so they don't create phantom gains.
Exchange liquidations
When collateral is sold to repay a loan, that is a capital gains disposal — often the largest hidden event on a Nexo account.
Wrapped fiats (GBPX, USDX)
Nexo settles in wrapped fiat tokens. We value them at parity so they don't get mistaken for crypto and generate false gains.
Nexo Card spending
Each card purchase is a disposal. We reconcile the crypto leg and ignore the transit fiat so your balances stay accurate.
Duplicate ledger rows
Nexo records some repayments twice — as an instruction and an execution. We de-duplicate them so disposals aren't double-counted.
What we deliver
What We Deliver
You get a reviewed, practical output you or your accountant can use.
Included
- Capital gains calculations and disposals summary
- Income analysis for Earn, interest and loyalty rewards
- Loan, liquidation and Nexo Card treatment explained
- SA108-ready schedules and supporting papers
- Full reconciliation trail across Nexo and any other venues
Reviewed before delivery
Liquidations, loan repayments and awkward wrapped-asset movements are reviewed before anything is handed over.
Built for Self Assessment
The output is organised for UK reporting rather than left as raw Nexo exports or unexplained software screens.
Clear assumptions
Where the treatment of an Earn receipt or loan depends on the facts, the reasoning is surfaced and set out clearly.
Scoped before work starts
Pricing and next steps are clarified early so you know what is in scope before the detailed work begins.
How it works
How It Works
Step 1
Export from Nexo
Download your account statement and transaction history from the Documents section, plus any Nexo Pro records.
Step 2
We reconcile and review
We reconcile your Earn, loans, liquidations and card activity, review the tax treatment and flag any gaps.
Step 3
Receive the pack
You receive HMRC-ready working papers and a clear explanation of next steps.
Pricing
Clear Pricing, Scoped to Complexity
Work starts from £250 for straightforward cases. Nexo accounts with heavy Earn activity, multiple loans or Pro trading are quoted on scope. You'll get a clear estimate before any work begins.
Starting fee
From £250
Transparent pricing, confirmed before the detailed reconciliation work begins.
Get a QuoteHMRC and late filing
Behind on Your Nexo Tax, or Heard From HMRC?
If you missed the 31 January deadline, never declared your Earn income, or have received an HMRC letter, we can get your Nexo position into shape quickly and clearly — including amended and late returns.
- Late filing support
- Amended return support
- Clear working papers for HMRC questions
Frequently asked questions
Straight answers before you start
Does Nexo report my activity to HMRC?
Nexo does not withhold UK tax for you, so declaring your gains and income is your responsibility. From 2026, under new international reporting rules, exchanges share account data with HMRC — so it pays to have your position in order.
Is my Nexo interest taxable?
Yes. Earn, interest, fixed-term and loyalty rewards are generally taxable as income, valued in GBP on the day you receive them. We capture each receipt and separate it from your capital gains.
Are Nexo loans a taxable event?
Drawing a crypto-backed loan is generally not a disposal in itself. But if collateral is sold or liquidated to repay the loan, that sale is a capital gains disposal. We treat each correctly.
Do I pay tax when Nexo liquidates my collateral?
Yes. A forced or manual liquidation sells your crypto, which is a disposal for capital gains tax. It is frequently the largest taxable event on a Nexo account and easy to overlook.
Can you handle Nexo Pro and the Nexo Card too?
Yes. We reconcile Nexo Pro trade history and Nexo Card spending alongside your main Nexo account, plus any other wallets or exchanges you use.
What records do I need from Nexo?
Your account statement and transaction history from the Documents section of your Nexo account is the starting point. Send us what you have and we'll tell you if anything is missing.
Get a Clear Quote for Your Nexo Tax
Tell us a little about your Nexo activity and we'll come back with pricing and next steps.
Looking for guidance first? Visit our crypto tax guides.